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Privacy Policy

Effective Date: November 27, 2024

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1. Introduction

 

Welcome to Wojo Media LLC. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data in compliance with applicable laws and regulations, including the Federal Trade Commission (FTC) guidelines, the General Data Protection Regulation (GDPR), and the California Consumer Privacy Act (CCPA).

 

2. Information We Collect

 

We collect the following types of personal information:

 

  1. Contact Information: Name, email address, phone number.

  2. Financial Information: Credit score, wallet balance, unsecured credit line approvals.

  3. Usage Data: Information about how you use our services, including interaction data and preferences.

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3. How We Collect Information

 

We collect information through:

 

  1. Direct Interactions: When you provide information by filling out forms or communicating with us.

  2. Automated Technologies: Through cookies and similar tracking technologies as you interact with our website.

  3. Third Parties: From partners and service providers who assist us in delivering our services.

 

"Note that under some legislations, we may be allowed to process information until you object to such processing (by opting out), without having to rely on consent or any other of the following legal bases below. In any case, we will be happy to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Information is a statutory or contractual requirement, or a requirement necessary to enter into a contract."

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4. Purpose of Data Processing

 

We process your personal information for the following purposes:

 

  1. Service Delivery: To provide and manage our services effectively.

  2. Personalization: To tailor our services to your preferences.

  3. Communication: To send updates, newsletters, and marketing materials, where permitted.

  4. Compliance: To adhere to legal obligations and regulatory requirements.

 

5. Legal Basis for Processing (GDPR Compliance)

 

Our legal grounds for processing personal data include:

 

  1. Consent: When you have given explicit consent for specific purposes.

  2. Contractual Necessity: To fulfill our contractual obligations to you.

  3. Legal Obligation: To comply with legal and regulatory requirements.

  4. Legitimate Interests: For purposes such as improving our services, provided these interests are not overridden by your rights.

 

6. Consumer Rights

 

Under GDPR:

 

  1. Access: You have the right to request access to your personal data.

  2. Rectification: You can request correction of inaccurate data.

  3. Erasure: You have the right to request deletion of your data.

  4. Restriction: You can request the restriction of processing under certain conditions.

  5. Data Portability: You have the right to receive your data in a structured, commonly used format.

  6. Objection: You can object to processing based on legitimate interests.

 

Under CCPA:

 

  1. Right to Know: You can request disclosure of the categories and specific pieces of personal information we have collected.

  2. Right to Delete: You can request deletion of your personal information.

  3. Right to Opt-Out: You can opt-out of the sale of your personal information.

  4. Non-Discrimination: You have the right not to be discriminated against for exercising your CCPA rights.

 

To exercise these rights, please contact us at [contact information].

 

7. Data Sharing and Disclosure

 

We may share your personal information with:

 

  1. Service Providers: Third parties who assist us in providing our services.

  2. Legal Obligations: Authorities when required by law or to protect our rights.

  3. Business Transfers: In connection with mergers, acquisitions, or asset sales.

 

We do not sell personal information to third parties.

 

8. Data Retention

 

We retain personal information only as long as necessary to fulfill the purposes for which it was collected, including legal, accounting, or reporting requirements.

 

9. Data Security

 

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

 

10. International Data Transfers (GDPR Compliance)

 

If we transfer personal data outside the European Economic Area (EEA), we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or adequacy decisions.

 

11. Children's Privacy

 

Our services are not directed to individuals under 16. We do not knowingly collect personal information from children under 16.

 

12. Changes to This Privacy Policy

 

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website.

 

13. Contact Us

 

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

 

Wojo Media LLC

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Address: 1530 Cornerstone BLVD
Suite 200a Daytona Beach, FL 32117

 

Email: jason@thewojomedia.com

Phone: 813-499-5824

 

By using our services, you acknowledge that you have read and understood this Privacy Policy.

 

Note that under some legislations, we may be allowed to process information until you object to such processing (by opting out), without having to rely on consent or any other of the following legal bases below. In any case, we will be happy to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Information is a statutory or contractual requirement, or a requirement necessary to enter into a contract. You further understand that this is a soft pull and will not harm your credit in any way whatsoever.

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